Terms of Service

Acceptance of Terms

By accessing and using KodaTools ("the site"), you accept and agree to these Terms of Service. If you do not agree, please do not use the site.

Use of the Site

KodaTools provides free online calculators and everyday tools for general informational purposes. You may use the site for personal, non-commercial purposes. You agree not to misuse the site, attempt to disrupt its operation, or use it for any unlawful purpose.

No Professional Advice

All tools and content are provided for informational purposes only. Financial calculators (mortgage, loan, interest, and similar) and health calculators (BMI, calorie, and similar) provide estimates and are not financial, medical, legal, or professional advice. Always consult a qualified professional before making financial, health, or legal decisions.

Accuracy of Results

We strive for accuracy but do not guarantee that results are error-free or suitable for any particular purpose. Calculations are estimates based on the formulas shown. You are responsible for verifying results before relying on them.

Intellectual Property

The site's design, content, and branding are the property of KodaTools. You may not copy, reproduce, or redistribute substantial portions of the site without permission.

Third-Party Advertising

The site displays third-party advertisements (such as Google AdSense). We are not responsible for the content of third-party ads or the practices of advertisers. Your interactions with advertisers are solely between you and the advertiser.

Limitation of Liability

To the fullest extent permitted by law, KodaTools is not liable for any direct, indirect, incidental, or consequential damages arising from your use of the site or reliance on its results. The site is provided "as is" and "as available" without warranties of any kind.

Changes to These Terms

We may update these terms from time to time. The "last updated" date above reflects the most recent revision. Continued use of the site after changes constitutes acceptance.

Contact

Questions about these terms? Reach us via our contact page.